How it worksPayment OptionsIndustries

Stop paying thousands in credit card processing fees

Priority Payments Local's Net Zero® program goes beyond lowering processing rates, helping your business significantly reduce or potentially eliminate credit card processing fees. 

Hand holding a phone with a Net Zero® payment screen

Get More for Your Business

Keep more of what you earn.

Lower Processing Costs

Reduce or potentially eliminate card fees.

Illustrative payment screen

Keep More from Every Payment

At $75,000 a month in card sales, card processing fees can add up to $22,500 to $36,000 a year. Net Zero® helps you recover that cost through compliant cash discount or credit card surcharge programs so you can keep more of what your business earns.

Up to 10
%

on eligible processing fees

250
,000+

Merchants

$
6
0 Billion+

Annual Volume

Get Paid Right on the Job

A Payment Setup for How You Do Business

Structured to meet applicable compliance requirements.

Net Zero® works with compatible POS systems and payment terminals. Our team helps you pick the approach that makes sense for your business.

Net Zero® Processing
Fees Cash Discount

Customers receive a discount when they pay with cash.

Net Zero® Processing
Fees Surcharge

A surcharge on eligible credit card payments helps recover processing costs.

Net Zero® is Available On

Built Around Your Business

Why Net Zero®?

24/7 Support

Real Help From Real People

A dedicated account contact walks you through your free savings analysis. US-based support stays on call 24/7 after you switch.

Get your free analysis ›

Compliant Programs

Lower Fees, Done Compliantly

Cash discount and surcharge options are built to meet applicable compliance requirements. A specialist helps you pick the right fit.

Review your options ›

Established Provider

Experience You Can Rely On

Priority Payments Local backs Net Zero® with a network of 250,000+ merchants. Our team reviews processing costs like yours every day.

See company figures ›

Priority Payments Local customer Silvia Crociata with a colleague

What People Are Saying

Silvia Crociata

Working with Priority Payment Systems Local® has saved us thousands of dollars, not only in processing fees but in employee productivity. Whenever we need Priority, they respond immediately, offering the most professional and proficient support.

They provide exceptional service, providing us with location training (for our 20 locations), helping with loss prevention and maintaining credit card processing compliancy. The relationship we have with Priority is essential in keeping our payment operations running smoothly.

Priority Payments Local customer Gary Brasco

What People Are Saying

Gary Brasco

We were looking for a Credit Carding processing vendor who would have a web-based system that is easy to use, reports that were understandable, and to cut our processing fees substantially. Priority fit the bill! Their online system has been a joy to work with. The monthly reports are detailed and easy to understand. Bottom line, we cut our processing fees by 20% using Priority.

The transfer to the Priority system went seamless and they helped us every step of the way. It’s an easy system to learn and train. Everyone at Nazareth that uses the system raves about it. Priority Payments Local® was a great choice and we are happy to recommend it.

Priority Payments Local restaurant customers Jose, Dania and Robert Lopez

What People Are Saying

Jose, Dania & Robert Lopez

Our family's restaurant has been with Priority for 3 years and 3 providers later, this is the one we've stuck with. The #1 thing in any business is customer service and Priority has had the best customer service out of any other provider.

They're reliable. You're assigned a rep for your company and any time we've had a concern, he has ALWAYS responded within 3 minutes and follows up every time to make sure we got what we needed.

Their online page is user-friendly and intuitive. Receipts can be saved and easily printed in PDF. It's a good product with a responsible customer service team.

Schedule Your Free processing savings analysis

Our specialist reviews your card processing fees for free and shows what you could save with Net Zero®.

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©2026 Priority Payments Local®

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